Category: Credit

The influence of ZEK codes on your credit requests

As we explained to you in our last article: Everything you need to know about the ZEK, everyone has a file registered in this organization, the central credit office. ZEK (Credit Information Center) is a Swiss organization that records and stores all credit requests. When you apply for a loan from an organization, one of Read More

Is it possible to obtain credit with lawsuits?

It can happen to everyone to have a few late invoices, or debts, or to have had lawsuits in the past without being insolvent. A difficult period, going from a simple dismissal to a work accident led you to receive a lower income, from 70% to 80% of your previous income, which can quickly lead Read More

Why not apply for credit in several places at the same time?

You are looking for private credit and you say that to maximize your chances and have several different offers, you will start procedures with different banks or credit counseling agencies. We explain to you why it is the wrong thing to do. Applying for credit everywhere will have several effects, but not necessarily the ones Read More